/* ══════════════════════════════════════════════════════════════════
   PRIME PATH PROPERTIES — LANDING PAGE STYLES
   Palette: Deep Navy · Warm Cream · Gold Accent · Forest Green trust
   Fonts: Playfair Display (headlines) · DM Sans (body)
══════════════════════════════════════════════════════════════════ */

/* ── CSS Variables ─────────────────────────────────────────────── */
:root {
  --navy:       #0c1a35;
  --navy-light: #162847;
  --gold:       #c8922a;
  --gold-light: #e4ab4a;
  --cream:      #f7f3ee;
  --white:      #ffffff;
  --green:      #1e7a4e;
  --green-light:#25a066;
  --red:        #cc2222;
  --text-dark:  #1a1a2e;
  --text-mid:   #4a4a6a;
  --text-light: #7a7a9a;
  --border:     #e0dbd4;
  --shadow-sm:  0 2px 12px rgba(12,26,53,.08);
  --shadow-md:  0 8px 32px rgba(12,26,53,.14);
  --shadow-lg:  0 20px 60px rgba(12,26,53,.20);
  --radius:     12px;
  --radius-lg:  20px;
  --transition: .3s cubic-bezier(.4,0,.2,1);
}

/* ── Reset & Base ──────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: 'DM Sans', sans-serif;
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.65;
  overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }

h1, h2, h3, h4 {
  font-family: 'Playfair Display', Georgia, serif;
  line-height: 1.2;
}

/* ── Container ─────────────────────────────────────────────────── */
.container {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 24px;
}

.section-pad { padding: 88px 0; }

/* ── Typography Helpers ────────────────────────────────────────── */
.section-label {
  font-family: 'DM Sans', sans-serif;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
}

.section-headline {
  font-size: clamp(1.9rem, 4vw, 2.8rem);
  color: var(--navy);
  margin-bottom: 20px;
  text-align: center;
}

.section-headline-left {
  font-size: clamp(1.8rem, 3.5vw, 2.6rem);
  color: var(--navy);
  margin-bottom: 20px;
}

.section-sub {
  font-size: 1.05rem;
  color: var(--text-mid);
  max-width: 640px;
  margin: 0 auto 48px;
  text-align: center;
  line-height: 1.7;
}

/* ── Buttons ───────────────────────────────────────────────────── */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--gold);
  color: var(--white);
  font-family: 'DM Sans', sans-serif;
  font-weight: 700;
  font-size: 1rem;
  padding: 16px 32px;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
  box-shadow: 0 4px 20px rgba(200,146,42,.35);
  white-space: nowrap;
}
.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(200,146,42,.45);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--navy);
  font-family: 'DM Sans', sans-serif;
  font-weight: 600;
  font-size: 1rem;
  padding: 16px 28px;
  border-radius: 8px;
  border: 2px solid var(--navy);
  cursor: pointer;
  transition: all var(--transition);
}
.btn-secondary:hover {
  background: var(--navy);
  color: var(--white);
}

.btn-outline-white {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--white);
  font-family: 'DM Sans', sans-serif;
  font-weight: 600;
  font-size: 1rem;
  padding: 16px 28px;
  border-radius: 8px;
  border: 2px solid rgba(255,255,255,.6);
  cursor: pointer;
  transition: all var(--transition);
}
.btn-outline-white:hover {
  background: rgba(255,255,255,.12);
  border-color: var(--white);
}

.btn-large { padding: 20px 40px; font-size: 1.1rem; }

/* ── Sticky Phone Bar ──────────────────────────────────────────── */
.sticky-bar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: var(--navy);
  padding: 10px 24px;
  transform: translateY(-100%);
  transition: transform .4s ease;
}
.sticky-bar.visible { transform: translateY(0); }
.sticky-inner {
  max-width: 1140px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.sticky-label {
  color: rgba(255,255,255,.75);
  font-size: .875rem;
  font-weight: 500;
}
.sticky-phone {
  color: var(--gold-light);
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: .02em;
  white-space: nowrap;
}
.sticky-phone:hover { color: var(--white); }

/* ── HERO ──────────────────────────────────────────────────────── */
.hero {
  position: relative;
  background: var(--navy);
  min-height: 100vh;
  padding: 80px 24px 60px;
  display: flex;
  align-items: center;

  /* Background pattern */
  background-image:
    radial-gradient(ellipse 80% 60% at 70% 40%, rgba(200,146,42,.12) 0%, transparent 70%),
    radial-gradient(ellipse 50% 80% at 20% 80%, rgba(30,122,78,.10) 0%, transparent 60%);
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}

.hero-content {
  position: relative;
  max-width: 1140px;
  margin: 0 auto;
  width: 100%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}

/* Logo */
.logo-wrap { margin-bottom: 28px; }
.logo-placeholder {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 10px;
  padding: 12px 20px;
}
.logo-icon { font-size: 2rem; }
.logo-text {
  color: var(--white);
  font-family: 'Playfair Display', serif;
  font-size: 1.15rem;
  line-height: 1.25;
}
.logo-text em {
  color: var(--gold-light);
  font-style: italic;
}
.logo-img { max-height: 70px; width: auto; }

/* Offer Badge */
.offer-badge {
  display: inline-block;
  background: rgba(200,146,42,.18);
  border: 1px solid var(--gold);
  color: var(--gold-light);
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 50px;
  margin-bottom: 20px;
}

/* Hero Headlines */
.hero-headline {
  font-size: clamp(2.2rem, 4.5vw, 3.4rem);
  color: var(--white);
  margin-bottom: 20px;
  line-height: 1.12;
}
.headline-accent {
  color: var(--gold-light);
  display: block;
}

.hero-sub {
  color: rgba(255,255,255,.75);
  font-size: 1.08rem;
  margin-bottom: 28px;
  max-width: 500px;
  line-height: 1.7;
}
.hero-sub em { color: var(--gold-light); font-style: normal; font-weight: 600; }

/* Trust Pills */
.hero-trust-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 32px;
}
.pill {
  background: rgba(30,122,78,.2);
  border: 1px solid rgba(30,122,78,.4);
  color: rgba(255,255,255,.9);
  font-size: .83rem;
  font-weight: 600;
  padding: 7px 14px;
  border-radius: 50px;
  white-space: nowrap;
}

/* Call Button */
.btn-call-hero {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  background: var(--green);
  color: var(--white);
  font-family: 'DM Sans', sans-serif;
  font-weight: 700;
  padding: 16px 28px;
  border-radius: 10px;
  font-size: .95rem;
  box-shadow: 0 4px 24px rgba(30,122,78,.4);
  transition: all var(--transition);
}
.btn-call-hero:hover {
  background: var(--green-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(30,122,78,.5);
}
.btn-call-hero .call-icon { font-size: 1.4rem; }
.btn-call-hero small {
  display: block;
  font-size: .72rem;
  font-weight: 400;
  opacity: .85;
  letter-spacing: .06em;
  text-transform: uppercase;
}

/* ── FORM CARD ─────────────────────────────────────────────────── */
.hero-form-wrap { }

.form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px 36px;
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}
.form-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--gold), var(--green));
}

.form-header { margin-bottom: 28px; }
.form-header h2 {
  font-size: 1.6rem;
  color: var(--navy);
  margin-bottom: 6px;
}
.form-header h2 span { color: var(--gold); }
.form-header p {
  color: var(--text-mid);
  font-size: .9rem;
}

/* Form Elements */
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
form { display: flex; flex-direction: column; gap: 16px; }

label {
  font-size: .82rem;
  font-weight: 600;
  color: var(--text-dark);
  letter-spacing: .02em;
}

input, select, textarea {
  font-family: 'DM Sans', sans-serif;
  font-size: .95rem;
  color: var(--text-dark);
  background: var(--cream);
  border: 1.5px solid var(--border);
  border-radius: 8px;
  padding: 11px 14px;
  transition: border-color var(--transition), box-shadow var(--transition);
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
}
input::placeholder { color: var(--text-light); }
input:focus, select:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(200,146,42,.12);
  background: var(--white);
}
input.error, select.error { border-color: var(--red); }

/* Submit Button */
.btn-submit {
  background: linear-gradient(135deg, var(--gold) 0%, #b8821e 100%);
  color: var(--white);
  font-family: 'DM Sans', sans-serif;
  font-weight: 700;
  font-size: 1.05rem;
  padding: 18px 24px;
  border-radius: 10px;
  border: none;
  cursor: pointer;
  width: 100%;
  transition: all var(--transition);
  box-shadow: 0 6px 24px rgba(200,146,42,.4);
  margin-top: 4px;
  letter-spacing: .02em;
}
.btn-submit:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 36px rgba(200,146,42,.5);
  background: linear-gradient(135deg, var(--gold-light) 0%, var(--gold) 100%);
}
.btn-submit:active { transform: translateY(0); }
.btn-submit:disabled { opacity: .7; cursor: not-allowed; transform: none; }

.form-disclaimer {
  font-size: .78rem;
  color: var(--text-light);
  text-align: center;
}

/* Form Success */
.form-success {
  text-align: center;
  padding: 24px 0;
}
.success-icon { font-size: 3.5rem; margin-bottom: 16px; }
.form-success h3 {
  font-size: 1.6rem;
  color: var(--navy);
  margin-bottom: 12px;
}
.form-success p {
  color: var(--text-mid);
  margin-bottom: 24px;
  font-size: .95rem;
}
.btn-call-success {
  display: inline-block;
  background: var(--green);
  color: var(--white);
  font-weight: 700;
  font-size: 1.15rem;
  padding: 14px 32px;
  border-radius: 8px;
  transition: all var(--transition);
}
.btn-call-success:hover { background: var(--green-light); }

/* ── TRUST BAR ─────────────────────────────────────────────────── */
.trust-bar {
  background: var(--navy-light);
  padding: 32px 24px;
  border-top: 1px solid rgba(255,255,255,.06);
}
.trust-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px 40px;
}
.trust-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
}
.trust-num {
  font-family: 'Playfair Display', serif;
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--gold-light);
  line-height: 1;
}
.trust-label {
  font-size: .78rem;
  font-weight: 600;
  color: rgba(255,255,255,.6);
  letter-spacing: .06em;
  text-transform: uppercase;
}

/* ── BENEFITS ──────────────────────────────────────────────────── */
.benefits { background: var(--cream); }

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.benefit-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 36px 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  transition: transform var(--transition), box-shadow var(--transition);
}
.benefit-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.benefit-icon {
  font-size: 2.2rem;
  margin-bottom: 16px;
  display: block;
}
.benefit-card h3 {
  font-family: 'DM Sans', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}
.benefit-card p {
  color: var(--text-mid);
  font-size: .9rem;
  line-height: 1.7;
}

/* ── PROCESS ───────────────────────────────────────────────────── */
.process { background: var(--white); }

.steps-wrap {
  display: flex;
  align-items: stretch;
  gap: 0;
  margin-bottom: 52px;
}

.step {
  flex: 1;
  background: var(--cream);
  border-radius: var(--radius);
  padding: 40px 32px;
  position: relative;
  border: 1px solid var(--border);
}

.step-connector {
  display: flex;
  align-items: center;
  padding: 0 4px;
  color: var(--gold);
  font-size: 1.5rem;
  flex-shrink: 0;
}
.step-connector::after { content: '→'; color: var(--gold); font-size: 1.8rem; }

.step-number {
  font-family: 'Playfair Display', serif;
  font-size: 3.5rem;
  font-weight: 900;
  color: var(--gold);
  opacity: .25;
  line-height: 1;
  margin-bottom: 12px;
}

.step-body h3 {
  font-family: 'DM Sans', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}
.step-body p {
  color: var(--text-mid);
  font-size: .9rem;
  line-height: 1.7;
}
.step-body strong { color: var(--navy); }

.process-cta {
  display: flex;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
}

/* ── SITUATIONS ────────────────────────────────────────────────── */
.situations { background: var(--navy); }
.situations .section-label { color: var(--gold-light); }
.situations .section-headline { color: var(--white); }
.situations .section-sub { color: rgba(255,255,255,.65); }

.situations-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.situation-item {
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 10px;
  padding: 20px 18px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
  transition: background var(--transition), border-color var(--transition);
}
.situation-item:hover {
  background: rgba(200,146,42,.12);
  border-color: rgba(200,146,42,.35);
}
.sit-icon { font-size: 1.6rem; }
.situation-item span:last-child {
  color: rgba(255,255,255,.85);
  font-size: .88rem;
  font-weight: 500;
  line-height: 1.4;
}

/* ── COMPARISON TABLE ──────────────────────────────────────────── */
.comparison { background: var(--cream); }

.comparison-table-wrap {
  overflow-x: auto;
  border-radius: var(--radius);
  box-shadow: var(--shadow-md);
  margin-bottom: 40px;
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  min-width: 600px;
}

.comparison-table th, .comparison-table td {
  padding: 18px 22px;
  text-align: left;
  border-bottom: 1px solid var(--border);
  font-size: .92rem;
}

.comparison-table thead tr {
  background: var(--navy);
}
.comparison-table th {
  color: var(--white);
  font-family: 'DM Sans', sans-serif;
  font-weight: 700;
  font-size: .88rem;
}
.comparison-table th small {
  display: block;
  font-weight: 400;
  opacity: .7;
  font-size: .78rem;
  margin-top: 2px;
}

.col-us { background: rgba(200,146,42,.08); }
.col-agent { }

.comparison-table tbody tr:nth-child(even) td { background: rgba(247,243,238,.5); }
.comparison-table tbody tr:nth-child(even) .col-us { background: rgba(200,146,42,.1); }
.comparison-table tbody tr:hover td { background: rgba(200,146,42,.06); }

.col-feature { color: var(--text-dark); font-weight: 600; }
.us-val { color: var(--green); font-weight: 600; }
.agent-val { color: var(--text-mid); }
.check { color: var(--green); font-size: 1.1em; margin-right: 4px; }
.cross { color: var(--red); font-size: 1.1em; margin-right: 4px; }

.comparison-cta { text-align: center; }

/* ── WHY US ────────────────────────────────────────────────────── */
.why-us { background: var(--white); }
.why-us-inner {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 72px;
  align-items: center;
}

.photo-placeholder {
  background: linear-gradient(135deg, #e8e4df 0%, #d8d0c8 100%);
  border-radius: var(--radius-lg);
  aspect-ratio: 4/3;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: var(--text-mid);
  font-size: 1rem;
  font-weight: 600;
  border: 2px dashed var(--border);
  padding: 24px;
  line-height: 1.6;
}
.why-photo { width: 100%; border-radius: var(--radius-lg); object-fit: cover; aspect-ratio: 4/3; }

.why-copy p {
  color: var(--text-mid);
  margin-bottom: 16px;
  font-size: .97rem;
  line-height: 1.75;
}

.why-details {
  margin-top: 32px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.detail-item {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: .9rem;
  color: var(--text-mid);
}
.detail-item a { color: var(--navy); font-weight: 600; }
.detail-item a:hover { color: var(--gold); }
.detail-icon { font-size: 1.1rem; }

/* ── TESTIMONIALS ──────────────────────────────────────────────── */
.testimonials { background: var(--cream); }

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.testimonial-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 36px 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  transition: transform var(--transition), box-shadow var(--transition);
  position: relative;
}
.testimonial-card::before {
  content: '"';
  position: absolute;
  top: 20px; right: 28px;
  font-family: 'Playfair Display', serif;
  font-size: 5rem;
  color: var(--gold);
  opacity: .12;
  line-height: 1;
}
.testimonial-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.stars { color: var(--gold); font-size: 1.1rem; margin-bottom: 16px; }

.testimonial-card p {
  color: var(--text-mid);
  font-size: .92rem;
  line-height: 1.75;
  margin-bottom: 24px;
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 14px;
}
.avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-light);
  font-size: .8rem;
  font-weight: 700;
  flex-shrink: 0;
}
.testimonial-author strong {
  display: block;
  font-size: .9rem;
  color: var(--navy);
}
.testimonial-author span {
  font-size: .8rem;
  color: var(--text-light);
}

/* ── FAQ ───────────────────────────────────────────────────────── */
.faq { background: var(--white); }

.faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  max-width: 960px;
  margin: 0 auto;
}

.faq-item {
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: border-color var(--transition);
}
.faq-item:hover { border-color: rgba(200,146,42,.4); }
.faq-item.open { border-color: var(--gold); }

.faq-q {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  padding: 20px 24px;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: 'DM Sans', sans-serif;
  font-size: .95rem;
  font-weight: 600;
  color: var(--navy);
  transition: background var(--transition);
}
.faq-q:hover { background: var(--cream); }
.faq-item.open .faq-q { background: rgba(200,146,42,.06); }

.faq-arrow {
  font-size: 1.1rem;
  color: var(--gold);
  transition: transform var(--transition);
  flex-shrink: 0;
}
.faq-item.open .faq-arrow { transform: rotate(180deg); }

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height .4s ease, padding .3s ease;
}
.faq-item.open .faq-a { max-height: 200px; }
.faq-a p {
  padding: 0 24px 20px;
  color: var(--text-mid);
  font-size: .9rem;
  line-height: 1.75;
}

/* ── FINAL CTA ─────────────────────────────────────────────────── */
.final-cta {
  background: var(--navy);
  background-image: radial-gradient(ellipse 80% 60% at 50% 50%, rgba(200,146,42,.1) 0%, transparent 70%);
}

.cta-box {
  text-align: center;
  max-width: 780px;
  margin: 0 auto;
}

.cta-badge {
  display: inline-block;
  background: rgba(200,146,42,.18);
  border: 1px solid var(--gold);
  color: var(--gold-light);
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  padding: 7px 18px;
  border-radius: 50px;
  margin-bottom: 24px;
}

.cta-box h2 {
  font-size: clamp(1.9rem, 4vw, 3rem);
  color: var(--white);
  margin-bottom: 20px;
}

.cta-box p {
  color: rgba(255,255,255,.7);
  font-size: 1.05rem;
  line-height: 1.75;
  margin-bottom: 40px;
}

.cta-actions {
  display: flex;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
  margin-bottom: 32px;
}

.cta-small {
  color: rgba(255,255,255,.5) !important;
  font-size: .82rem !important;
  margin-bottom: 0 !important;
  line-height: 2 !important;
}

/* ── FOOTER ────────────────────────────────────────────────────── */
.footer {
  background: #070e1c;
  padding: 40px 24px;
  color: rgba(255,255,255,.45);
  font-size: .85rem;
}
.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 32px;
  flex-wrap: wrap;
}
.footer-logo {
  font-family: 'Playfair Display', serif;
  font-size: 1.1rem;
  color: var(--white);
  display: block;
  margin-bottom: 10px;
}
.footer-brand p { margin-bottom: 4px; }
.footer-brand a { color: rgba(255,255,255,.6); }
.footer-brand a:hover { color: var(--gold-light); }
.footer-copy { text-align: right; }
.footer-copy p { margin-bottom: 6px; }
.footer-disclaimer { font-size: .78rem; opacity: .6; max-width: 320px; }

/* ── MOBILE STICKY CTA ─────────────────────────────────────────── */
.mobile-sticky-cta {
  display: none;
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: 999;
  background: var(--navy);
  padding: 12px 16px;
  gap: 12px;
  border-top: 1px solid rgba(255,255,255,.1);
  box-shadow: 0 -4px 24px rgba(0,0,0,.3);
}
.mobile-cta-btn {
  flex: 1;
  background: var(--gold);
  color: var(--white);
  font-weight: 700;
  font-size: .9rem;
  padding: 14px;
  border-radius: 8px;
  text-align: center;
  transition: background var(--transition);
}
.mobile-cta-btn:hover { background: var(--gold-light); }
.mobile-cta-call {
  flex: 1;
  background: var(--green);
  color: var(--white);
  font-weight: 700;
  font-size: .9rem;
  padding: 14px;
  border-radius: 8px;
  text-align: center;
  transition: background var(--transition);
}
.mobile-cta-call:hover { background: var(--green-light); }

/* ── ANIMATIONS ────────────────────────────────────────────────── */
.fade-in {
  opacity: 0;
  transform: translateY(24px);
  animation: fadeInUp .8s ease forwards;
}
.delay-1 { animation-delay: .2s; }
.delay-2 { animation-delay: .4s; }
.delay-3 { animation-delay: .6s; }

@keyframes fadeInUp {
  to { opacity: 1; transform: translateY(0); }
}

/* Scroll reveal */
.scroll-reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity .6s ease, transform .6s ease;
}
.scroll-reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.scroll-reveal.delay-1 { transition-delay: .15s; }
.scroll-reveal.delay-2 { transition-delay: .3s; }
.scroll-reveal.delay-3 { transition-delay: .45s; }

/* ── RESPONSIVE ────────────────────────────────────────────────── */
@media (max-width: 960px) {
  .hero-content {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero { min-height: auto; padding: 72px 24px 48px; align-items: flex-start; }
  .benefits-grid { grid-template-columns: 1fr 1fr; }
  .situations-grid { grid-template-columns: repeat(3, 1fr); }
  .why-us-inner { grid-template-columns: 1fr; gap: 40px; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .faq-grid { grid-template-columns: 1fr; }
  .footer-inner { flex-direction: column; }
  .footer-copy { text-align: left; }
  .footer-disclaimer { max-width: 100%; }
}

@media (max-width: 720px) {
  .section-pad { padding: 64px 0; }
  .benefits-grid { grid-template-columns: 1fr; }
  .situations-grid { grid-template-columns: 1fr 1fr; }
  .steps-wrap { flex-direction: column; }
  .step-connector { display: none; }
  .form-row { grid-template-columns: 1fr; }
  .form-card { padding: 28px 20px; }
  .trust-grid { gap: 16px 24px; }
  .process-cta { flex-direction: column; align-items: center; }
  .cta-actions { flex-direction: column; align-items: center; }
  .mobile-sticky-cta { display: flex; }
  body { padding-bottom: 72px; }
  .hero-copy { order: 2; }
  .hero-form-wrap { order: 1; }
  .hero-content { gap: 28px; }
}

@media (max-width: 480px) {
  .hero-headline { font-size: 1.9rem; }
  .hero-trust-pills .pill { font-size: .77rem; padding: 6px 10px; }
  .situations-grid { grid-template-columns: 1fr; }
  .btn-primary, .btn-secondary, .btn-outline-white { width: 100%; justify-content: center; }
  .comparison-table th, .comparison-table td { padding: 13px 14px; font-size: .82rem; }
}